Privacy Policy 

Internet Privacy Statement 

This Internet Privacy Statement applies to this website owned and operated by The Navigation Group LLC ('TNG'). This privacy policy describes how TNG collects and uses the personal information you provide on our websites. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information. 

Relationships are built on trust. One of the most important elements of trust is respect for an individual's privacy. TNG values our relationship with you, and we take your personal privacy seriously. 

If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, please contact us via the Contact page on our website www.nancyruffner.com.

 Commitment to Confidentiality 

Confidentiality is a top priority at TNG. We are committed to maintaining the highest level of confidentiality with all the information we receive from this website's users. This Internet Privacy Statement assures you that the information you share with TNG is kept confidential and fully secure. 

Links to other websites may be available to provide you with additional useful information and services. These links may take you off the TNG website. TNG is not responsible for the privacy policies or actions of those who control other websites. We encourage you to look for and review the privacy policies of any website you visit. 

We may also partner with third parties to provide links to third-party websites to offer you additional information and services. You may see both the TNG logo and the third party's logo on these third-party websites. Users of these websites should be aware of who is collecting personal information and who's Internet Privacy Statement applies before providing personal information. TNG may not have control over third-party partners' use of your information. 

 Collection & Use of Personal Information 

Users of this website have the option to provide certain personal information. This personal information may be required in order to receive specific services. By providing such information, you are agreeing that TNG may store, process, and review such information. And we may use this personal information for the purpose for which it was collected. 

We may collect certain personally identifiable information from our users at different places within this website. Our definition of personally identifiable information includes any information that may be used to specifically identify or contact you, such as your name, mail address, telephone number, cellular phone number, text message number, fax number, email address, etc. Certain information may not be personally identifiable when standing alone (e.g., your age), but may become so when combined with other information (e.g., your age and address). This personal information is provided voluntarily by you in a web form, via online chat, by message or when you email us. The information you submit may include but is not limited to personal information collected when you submit an online inquiry, make an appointment, sign up to receive email alerts, newsletters and other information as may be provided by TNG.  

We may use the voluntarily provided contact information to notify website users of updates to existing products and services, new products and services, or upcoming events. Website users who do not wish to receive such notifications via email can choose to opt-out of receiving such information. It is our policy that email messages will contain an "unsubscribe" and "STOP" function, along with instructions on how to execute the opt-out function. 

We recognize that when website users choose to provide personal information, they trust that we will protect their privacy and will provide them with choices about how that information is to be shared. TNG will not sell, trade, rent or disclose the personal information that you provide unless you authorize us to do so or required to do so by law. 

There are instances in which TNG may disclose website user's personal information to our agents, third-party partners, affiliates, and subsidiaries to enable them to perform functions on our behalf. These companies are only permitted to share, store and/or use personal information for contracted business purposes. 

We may share your personal information when we believe that such action is necessary to: 

  1. Provide newsletters and other information from TNG. 

  2. Improve the content and navigation of the website. 

  3. Fulfill an enforceable government request. 

  4. Conform with the requirements of the law or legal process. 

  5. Protect or defend our legal rights or property, this website, or other users. 

  6. Protect your health and safety or the health and safety of this website's users or the general public. 

User Access and Choice 

Upon request TNG will provide you with information about whether we hold any of your personal information. If your personal information changes, or if you no longer desire our service, you may correct, update, amend, delete/remove, ask to have it removed from our site by contacting us via the website’s Contact webpage at www.nancyruffner.com. We will respond to your request within a reasonable timeframe. 

We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Technology Use on this Website 

Information about you and your use of this website is collected through the use of session and persistent cookies. Session cookies are small text files that are stored within your computer’s memory. These files are used to facilitate your navigation throughout this website. 

Persistent cookies are small computer files that are transferred to your computer's hard drive. These stored files are used in the generation of data that is fed to a contracted third party for website usage analysis. Reports created using this information will provide TNG with a better understanding of the use of this website. 

If you who wish to prevent your data from being used by the Google Analytics function, you may opt-out of this function by accessing the Google Analytics Opt-out  webpage and following the posted instructions.  

Opting out from these services will have no effect on your use of this website in any way. 

If you are concerned about the storage and use of cookies, you may be able to direct your internet browser to notify you and seek approval whenever a cookie is being sent to your hard drive. You can also opt-out from persistent cookies by changing the cookie settings in your browser. For instructions on how to disable cookies in some of the most popular web browsers, visit the Web measurement and Customization Opt-Out page on USA.gov. You may also delete a cookie manually from your hard drive through your internet browser or other programs. You can also set your browser to refuse all cookies. Please note, however, that some parts of this website may not function properly or be available to you if you refuse to accept a cookie or choose to disable the acceptance of cookies. 

This website may respond to web browser "do not track" signals. Links to “do not track” settings for common internet browsers are listed below: 

 
To gauge the effectiveness of this website, we may collect information about our website users. This information may include, among other things, your IP address, browser type, internet service provider (ISP), domain names, referring/exit pages, operating system, date/time stamp, clickstream data or other data elements. We may use this information to analyze trends, to administer the website, to track users' movements around the site, to assist in the development and implementation of security measures, provide a customized experience for website users and to gather demographic information about our user base as a whole. 

Our mobile application may collect additional information such as Device type, Device OS version, Device name, API method, etc. We may use this information to administer the application and to analyze application trends. Geo-location data includes ZIP code entered by the user for use within the Provider/Pharmacy search function. 

This website may use Local Storage Objects (LSOs) such as HTML5 or Flash to store content information and preferences. In addition, third parties with whom we have partnered may provide certain features on this website using LSOs. Various browsers may offer their own management tools for removing or managing LSOs. To change FLASH LSO settings, click on Manage FLASH LSOs.

Internal Security Procedures 

Information that you share on the website is kept strictly confidential and fully secure. Your encrypted (encoded) sensitive information is protected using "Secure Socket Layers (SSL)" as it passes between your browser and this website. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. 

No method of transmission over the internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. Only authorized persons are permitted to access your personal information. All authorized persons must abide by security, privacy, and confidentiality agreements. 

Email 

If you send questions or comments to an email address listed within this website or via a contact form located within this website, we will share your correspondence with an associate most capable of addressing your questions and concerns. We will retain your communications until we have done our very best to provide you with a complete and satisfactory response. Ultimately, we will either discard your communication or, in some cases, archive it. We will not keep your email address for secondary purposes. All information and correspondence you share with us will be handled in the strictest confidence. 

We may agree that email has become a standard communication tool used by many different parties. Unfortunately, by design, standard Internet email is not secure. For that reason, please do not use unsecured email to communicate information to us that you may consider to be confidential.  

California Privacy Law 

Residents of the State of California, under certain provisions of the California Civil Code, have the right to request from companies conducting business in California a list of all third parties to which the company has disclosed certain personally identifiable information as defined under California law during the preceding year for third-party direct marketing purposes. You are limited to one request per calendar year. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. You may request the information in writing by contacting The Navigation Group LLC at 114 Evans Grove Road Piedmont, SC 29673. 

Children's Privacy 

This website is not intended for use by children under the age of 18. 

 Internet Privacy Statement changes 

This Internet Privacy Statement is effective as of July 2024 and was last updated on July 22, 2024. This Internet Privacy Statement is not intended to and does not create any contractual or other legal rights with or on behalf of any party. 

If we decide to make any material change to this website's privacy practices, we will post those changes to this Internet Privacy Statement, the home page, and other places that we deem appropriate prior to the change becoming effective. TNG wants you to be aware of what information is being collected, how the information is being used, and under what circumstances, if any, the information may be disclosed. TNG reserves the right to modify this Internet Privacy Statement at any time, so please review it frequently. 

More Information 

This website is maintained by The Navigation Group LLC. Questions concerning this website can be directed to us using the Contact Page listed on www.nancyruffner.com.